– Threats of personal impersonation, extortion and blackmail by instant loan apps – Beware [AsPKom Eixil News] – Company | Entertainment | Way of life



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Instant Loan Apps and Unsecured Loan Scams | Extortion and scam

Financial crisis and loan requirement are unavoidable because sometimes you have to apply for loans in unexpected situations. In Digital India, with the ease of getting a loan now from online loan applications, the loan approval nightmare is quite simplified but it has also raised alarm bells of scams and frauds.

Ganda hai by dhandha hai you…..

लोधंध सलोथथ ीीएँथ हीआगएँथ हीआगएँथ हीआगएँ ीआगएँ हीआगआग हीआगं हीआगं
जरुरी नहीं की आपने लोन लिय ही हो हो आजकल आजकल गूगल हो्लेले भी गूगल प प प हैं जो आपको पहले प लोन हैं की आपको पहले बड़ लोन मिल की आपको आपको अपनी प मिल ज आपको जैसे देखने के लिए आप जैसे जैसे देखने के लिए आप जैसे जैसे देखने के लिए को जैसे ही ही क क को जैसे औ क क क को को औ क क के को जैसे औ क क के कोवल ोोल ददतत हैंहैंतहैं हैंहैंडडडड्स (documents like the Aadhar card, PAN card), डडटल (पहुँचउतत पहुँचजद कबब तोयब तोयब कयद कय कयतो, यये्यूमयूमंट लालटट काएतीे है्लोंैमेव कवलों कालों.
More than 1000-2000 Rs. रआपम रआपोोोजगीगीगीगींगउउंगंगंगंगंगंगंगंगंगंगजजज Char Char जज ेे आपहोंगो पपो दहोंगो होंगहोंग 4
लोन रिकवरी (वसूली) का पहुँच गंदगी्तर पर पहुँच चुका है, जिसमे आपको लोन ना दे पाने की स्थिति में गाली, धमकी, आपकीआपकीारारी को सार्वज करने का ब्लैकमेल या आपके कांटेक्ट को अश्लील, झूठे और भड़काऊ मैसेज भेजने की की धमकी भी दी जाती हैं।
इनके हौंसले इतने बुलंद हैं की आप आपने बोलते भी अप अप की में य पुलिस पुलिस में में में पुलिस पुलिस पुलिस में में क एकटुक है तो उनका बस एकटुक हैाब होता है एकटुक माब होता कर लो मर्जी कर लो म खुद ऐसी क्प्स कंपनी फ्रॉड होते हुए हुए भी आपको लोन डिफाल्टर (faulty) की तरह Harassment करती हैं। और अगर आप हार कर पैसे दे भी देंगे आपने उस के ही नहीं नहीं तो भी श अगले अगले दिन आपको फि कॉल आ ज ज आपको की कोई पैसे नहीं मिले मिले की इतनी पेनलिटी मिले मिले मिले औ गयी है औ औ औ बढ़ गयी है पेनलिटी औ औ औ बढ़ है है आप औ औ बढ़ है है है औ औ औ बढ़ हैभी ीआपे लोलोल हींथहीं ुौँ ौौौ हौह ंपंपीी स सरका नापुल सापुला.
आदमीअपीी हउठय हजज हजज हजज हज हजलो हे

Based on our research and feedback, we outline some of the possible common scam techniques to be aware of and beware of.

You have seen a fancy advertisement on Facebook or Whatsapp claiming that you can get a pre-approved loan for a large amount at a very low interest rate. By the time you have downloaded the app and filled in your KYC and personal information (which will obviously be a regular process for everyone, so you can’t distinguish until now if you are with a loan provider/lender genuine or fake money), now you get an option that you can get a very small loan amount at a very high interest rate and low tenure, you can choose to continue or stop . Even if you continue, if its interest rate, term and amount is pre-respondent, it might be the policy of the loan provider, so legally it’s not totally a case of fraud, if you continue with them. Obviously you have been informed of all charges, loan agreement and penalty clauses. The case is still not fully compliant with RBI regulations but your consent for the same was there. In the loan collection process, remember that the collection agents will be rude, so try to repay the loan amounts on time.

The real scam starts beyond that, some loan apps after doing KYC and researching your personal and banking information may start misusing your details, they already have your phone data which you agreed to share when lending installation of the application and in case of non-payment, they can infringe with your privacy to send defamatory messages, threatening calls or WhatsApp messages to your contact list.

Audio recording to expose loan application fraud/scam and extortion

Or, it sounds strange and surprising to a few, but some loan apps deposit totally ungranted base amounts into your account and after a few minutes you get those credits into the account, then the repayment fee and duration go Definitely shock you, Tenure could be as low as 3-5 days and repayment amounts 2X or 3X of the original transferred amount. Even if you want to deny, there is no option and you start getting harassing calls, messages from loan collectors to pay back. As they had compromised your personal, KYC and banking information, the threat will also include not only defamation but also misuse of your documents or hacking into your account. In such cases, my personal advice is not to pay them back out of fear, because even if you do pay back, it might not end there. They may claim that the amount is not updated or not received and the same valid continuous threats to extort more money from you. So you can call it more a kind of extortion and not just a loan scam.

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